Terms of Service
Last updated: April 2026
Acceptance of Terms
By accessing or using JWCook Budget, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the service.
Description of Service
JWCook Budget is a personal finance tracking application that connects to your financial institutions via Plaid to provide spending analysis, budgeting tools, and financial insights. The service is provided for personal, non-commercial use.
User Accounts
You are responsible for maintaining the confidentiality of your account credentials. You agree to notify us immediately of any unauthorized use of your account. We reserve the right to terminate accounts that violate these terms.
Financial Data
JWCook Budget connects to your financial institutions using Plaid, a secure third-party service. We receive read-only access to your account balances and transaction history. We do not have the ability to move money or make transactions on your behalf.
Data Accuracy
While we strive to display accurate financial information, JWCook Budget is not a substitute for your official bank statements. Always verify important financial decisions with your financial institution directly. We are not responsible for decisions made based on data displayed in the app.
Limitation of Liability
JWCook Budget is provided "as is" without warranties of any kind. We are not liable for any financial losses, damages, or decisions made based on information displayed in the application. Use of this service is at your own risk.
Changes to Terms
We may update these terms from time to time. Continued use of the service after changes are posted constitutes acceptance of the updated terms.
Contact
If you have questions about these Terms of Service, please contact us at jared@ipadv.net.